Ughhh – Late Charge!!

Aug 30, 2008 @ 07:54 pm by EMS

Just realized I got hit with a $39 late charge on one of my Chase credit cards.  Not a bill that I couldn’t pay, just one that slipped through the cracks somehow.  Too many credit cards, not enough time to keep track of them.

It’s definately time to consolidate.  I want to be down to 3 cards by this time next week (1 primary, 2 backup).

July 2008 Net Worth Report (-8)

Aug 01, 2008 @ 07:43 am by EMS

Well, I guess the good news is that I’m holding steady.  When I first looked at this month’s numbers, I was optimistic that I was going to have an  increase in net worth, but that just wasn’t the case.  Thanks to a higher than expected loss in my 401K, we were not able to post a positive number.

The number is admittedly flawed this month because the mortgage amounts that I’ve been posting have been one month off due to the timing of the report.  I figured this was as good of a month as any to get caught up.

The market continues to bear down on us, and while I’m sure we have it better than most, it is somewhat frustrating to realize that July was our least expensive month this year in terms of cash flow, but still have to report a decrease in net worth.

August will probably be a bit more expensive than the past 2 months due to a long awaited vacation at the beach.

July 2008 Net Worth Report



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